The following is a legally required explanation of how our electronic notification program works: 

 

Under the Federal E-SIGN Act, documents required to be provided in writing are now allowed to be provided electronically with your prior consent. To provide documents to you electronically, we need your prior consent to the following terms outlined below. In this consent, “we,” “us,” and “our” refer to {[Lender}} and its affiliates. “You” and “your” refers to the person or entity giving this consent. 

 

1. Scope of Communication and Documents. Your consent covers all transactions relating to the loan application, signing of loan documents, refinances, and modifications and remains in effect until you withdraw such consent. 

2. Current Information and Email. To provide you with all necessary documents and important communication, it is your responsibility to provide us with the most up-to-date email and contact information. You must also notify us of any changes to your email and contact information.  You can update this information by contacting us at 888-222-1439. 

3. Your option to receive paper documents. At anytime, including after you consent to receive electronic documents, you may request any disclosure or document in non-electronic form by contacting us at 888-222-1439.  You are allowed to have one free copy of any document; however, subsequent requests for paper copies may result in a fee unless prohibited by applicable law.  

4. Withdrawal of Consent. At any time, you have the right to withdraw your consent to receive documents electronically by contacting us at 888-222-1439.  Any withdrawal will be at no cost to you.  

5. Hardware and Software Requirements. To access, view and retain the electronic communications that we make available to you, you must have the following: 

   1. A personal computer or other device that can access your email account and the Internet.  Your access to this page verifies that your current device can access your email. 

   2. Software which permits you to receive and view the Portable Document Format “PDF” files such as Adobe Acrobat Reader version 8.0 or later, which is available for free download at www.adobe.com. 

   3. A printer if you wish to print out and retain records on paper, and electronic storage on your device if you wish to retain our communications in electronic form.​

6. Consent. By agreeing and responding to this consent, you affirmatively agree to receive by email all communication, disclosures and any other information required by law, including but not limited to the “Property Tax Loan Pre-Closing Disclosure” electronically.